In Illinois, your driving record is tracked through a point system, where points are assigned to violations based on severity. Accumulating too many points can lead to license suspension or revocation, and also affect insurance costs. Understanding how points are assigned and the consequences of accumulating them is crucial for maintaining a clean driving record.

  • Illinois DMV Point System – Traffic violations are categorized, and points are assigned based on the severity of the offense. Speeding, for example, can range from 5 to 50 points depending on how much over the speed limit you were driving.
     
  • Suspension and Revocation – Illinois has a point system where accumulating a certain number of points within a specific time period can lead to license suspension. For example, 15 to 44 points within 12 months may result in a 2-month suspension
  • High-Risk Drivers: Drivers with a high number of points or violations are considered high-risk and may face higher insurance Costs.  Accumulating 3 or more moving violations within a 12-month period can also lead to license suspension
Examples of Point Penalties:
  • Speeding 1-10 MPH above the limit: 5 points
  • Speeding 15-25 MPH above the limit: 20 points
  • Speeding 26-34 MPH above the limit: 50 points
  • Failure to yield right-of-way: 15-20 points
  • Reckless driving: 55 points
  • Driving under the influence (DUI): License suspension or revocation